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Why V12 Retail Finance?

We’ve been at the forefront of retail finance for over 20 years.

We give your customers ways to pay for the things they love

Man an woman shopping for a sofa

What sets us apart? Our technology, our service, and our experience.

V12 Retail Finance solutions help you increase sales and offer more flexibility in how your customers pay.

We keep it simple, from our quick system integration to our easy-to-use online customer application, we're with you every step of the way.

Our in-house underwriting team provides fast, accurate lending decisions, ensuring we offer a stress free service that lets you focus on what's important, your customers.

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We offer service and systems you can trust.

Our platform has been designed with you and your customers in mind. It's simple and adaptable, providing clear benefits for your business.

We don't believe in a one size fits all approach so we'll tailor your solution when needed. Plug in and play or bespoke, online and in-store - we're here to help bring your business to life.

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Retailer Testimonials

The onboarding process was seamless and everything that had been promised was delivered. We were so impressed by the whole team at V12 and the performance of their system that we quickly increased the volumes we were sending to them. We integrated V12 in to our website, which again was seamless, and the impact was fantastic, the process became quicker and more efficient for the customer and the numbers increased significantly.

The real strength of V12 is its people, everyone is great to work with and is geared up to deliver an incredible experience. It truly is a partnership in delivering the experience for our customers together. 

Ben Aelberry - Head of CASS

Watches of Switzerland

I have been working alongside V12 for several years and always find the team to be professional and efficient. Our supporters are also happy with the product and services offered by V12 and if ever they have any problems, V12 are on hand, where possible to resolve.

V12 Finance offers our supporters payment plans which are a critical option for many supporters who need to spread the cost of their season tickets to continue to follow their beloved Club.

Nicola Keye – Director of Ticketing

West Ham United

We're very confident we have the best industry partner in V12. The support from the team is excellent. The customer platform is very intuitive and meets the needs of our practice teams and customers.

Nick Marstoon, Director

MyDentist

Myself and the senior management team are delighted with the support we have received from V12 Retail Finance. After several challenging years across retail, V12 have been a steady and highly regarded element of our professional services network.

James Pike – MD

Cookes Furniture
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Trustpilot

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority.
Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance Limited act as a credit broker and not a lender and introduces you to Secure Trust Bank Plc, its parent company.
If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the product chosen and the amount of credit taken out.

Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Registration number: 204550. Registered Office for both: Yorke House, Arleston Way, Solihull, B90 4LH.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. All communications with us will be monitored/recorded to improve the quality of our service and for your protection and security.