Where you’ll find us
We partner with hundreds of retailers across thousands of UK locations. You’ll find all our partnered retailers through V12 AppToPay, using our retailer directory!

As a V12 customer, it’s all about giving you choice.
So you can manage your finance on the move, we offer self service options both online and using our V12 AppToPay app.
Through V12 AppToPay, you can also access our retailer directory and explore places to shop in-store and online. Discover your favourite specialist stores or filter based on finance options. The choice is yours.
We support hundreds of national and independent retailers so they can offer you ways to pay for the things you love.
We partner with electrical retailers. From photographic and audio-visual equipment to home appliances or computers, we can help you spread the cost.
Whether you need a new TV or you're dreaming of a surround sound system, V12 Retail Finance is all about you and giving you ways to pay for the things you love.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
We're experts when it comes to financing furniture. Whether you’re looking for a swanky new sofa, a beautiful bed (or anything in between!) – the choice of shops we work with, plus our flexible V12 payment options, mean your home furnishing dreams can come true.
We work with a huge selection of furniture retailers, from well-known national brands to your favourite local merchants.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
We get it, when you’re a true fan your club is your life and in partnership with your dream team, we want to get you there!
Our season ticket finance means you can have the flexibility of spreading your season ticket cost. Our process is simple and secure, so you can purchase season tickets quickly and easily online.
Want to know more and find out if we’re partnered with your club? Just click the button below.
Alternatively, you can find all our partnered clubs on V12 AppToPay using our retailer directory!
From outdoor lovers to art appreciation, we help you get serious about your passions by working with a wide range of your favourite retailers.
Mountain bikes, road bikes and hybrid bikes (to name just a few) are some of our specialities. We also partner with the Association of Cycle Traders (ACT) to provide a cycle industry specific scheme in the UK called 'Ride it Away' retail finance.
We finance gym equipment to help with indoor training and we help you live your best outdoor life, with finance for specialist tents, camping gear and golf equipment.
Art lovers rejoice, we also offer finance designed to help you purchase coveted original and limited edition prints.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
Whether you're a DIY enthusiast, a doer-upper or your into fixtures and fittings, V12 finance could help. We get that these types of purchases take much more thought and consideration (and also more money) and we want you living in comfort in no time.
We've partnered with retailers who specialise in central heating, windows, doors and conservatories (excluding solar). Our retail finance solutions can help you make your purchase now, and you can sit back and relax, safe in the knowledge that you'll pay them in manageable repayments.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
Whether you’re a budding musician or you’re a virtuoso, we want to help you achieve your dreams.
We work with a multitude of retailers across the UK who offer musical instruments, amps, PA systems, DJ equipment and so much more on finance. Purchasing musical items is an investment in yourself and your passion. With retail finance, you can develop your musical talents, whilst having the comfort of secure, manageable repayments.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
The right piece can mean the world. Whether it's an iconic diamond ring, a beautiful watch or a gift to celebrate the moment we provide retail finance solutions for a number of jewellers so they can help make your dreams come true.
You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!
Laser Eye and Dental
We help laser eye clinics and dental practices of all sizes provide the highest quality of service to patients. We respect the strict confidentiality in this sector so you as a patient can apply for finance in the best way for you, whether in practice or at home.
Our partnership with practices across the UK means you can now have access to the treatments you need, with the flexibility of manageable repayments.
You’ll find all our partnered practices on V12 AppToPay using our retailer directory!
Want to know if your favourite retailers offer V12 Retail Finance? You’ll find all our partnered retailers on V12 AppToPay using our retailer directory!