As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.
We understand the importance of first-class service, and we understand that often it's not just a purchase. It's helping you realise a dream. We offer finance across 8 major retail sectors throughout the UK, and we work with over 1200 retailers so you can spread the cost of the things that matter to you.
From top class bikes to braces or a bright white smile, from unique pieces of art to jewellery for 'the one,' you might be surprised just how many times V12 Retail Finance has been involved in some of the special moments that make memories.
Don't just take our word for it. Read the views of some of our customers who bring to life how much being able to get what you're dreaming of really matters.
"I would like to offer a personal thank you for accepting my application for furniture from Oak Furnitureland. I had an amazing experience in terms of customer service, what you offer is extraordinary and innovative. Thanks for enabling me to realise my dream of furnishing my home. What you offer really is priceless". Iwona, V12 Customer
" I bought a mountain bike and took advantage of interest free loan over 12 months. Took 15 minutes in the shop to complete my information on the shops iPad. Confirmation was given quickly and the bike was mine to take away. I'm now enjoying my new bike and the outdoors. Would recommend". Joanne, V12 Customer
"Thanks to this company I now own the dream watch I'd always wanted. The process was quick and easy and I'll be using V12 again in the future". Colin, V12 Customer
"V12 are a very good company to do business with I've been with them for about 4 years and in that time, I've been able to buy my dream musical instruments. V12 really do their best to help you. Your dream purchase is only a call or click away. Thank you so much V12 for helping me over the years, its very much appreciated". Geoffrey, V12 Customer
"V12 enabled me to buy my dream guitar! An item that I simply couldn't afford to buy out right. Thank you!" Duncan, V12 Customer
"V12 have always been there when I've needed them. An engagement ring, a watch and now my teeth all at 0%! Would recommend highly!!!" Matt, V12 Customer
"I was able to buy a beautiful art canvas with a small deposit and the help of interest free payments from V12 retail finance, for which I am eternally grateful". Tracey, V12 Customer
If you're considering spreading the cost for something you love, consider V12 Retail Finance. Ask your retailer next time you pop in store or look for us online. For more information on the types of finance we offer click here, you'll find the sectors we work with here.
We offer credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean you incur charges, repay more than borrowed and make future borrowing more difficult.
V12 Retail Finance Limited act as a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the amount of credit taken out. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number 679653.
Not all products or services offered by V12 Retail Finance Limited are regulated and therefore, do not offer the protections of the regulatory system.
Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff CF24 5PJ. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.