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We are V12 Retail Finance

We're here to give you ways to pay for the things you love.

At V12 Retail Finance, it’s all about you

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Spread the cost with us

Whether it's something you need or something you love, we know sometimes you just don't want to have to wait to make that purchase. We're here to help.

Our range of finance helps you buy the things you love and spread the cost.

View our FAQs here

FAQs

Learn more about our products

What do V12 Retail Finance offer?

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V12 Interest free finance

Interest free finance allows you to make purchases without incurring interest charges over a fixed term. This means you can buy and pay in instalments without any interest.

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Interest bearing finance

Interest bearing finance works like a traditional loan. You make a purchase, and you pay back the amount you borrow plus interest, over a fixed term.

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Buy now pay later

Buy now, pay later, also called deferred payment credit is a way to purchase now and pay later with a set deferred payment term of 6, 9 or 12 months.

Click here to view more product information

Here’s what our customers have to say about us.

Trustpilot

Customer Testimonials

Seamless and quick.

Would recommend and buy again without hesitation, seamless and quick. Excellent.

Robert Newton

Great company to deal with.

They did everything well including a very fast answer to a straightforward application form.

Andrew Ritchie

Smooth and easy application to use. Approved in minutes.

Simple to use app with finance agreement sorted in minutes. Completed the whole transaction on my mobile phone.

Tracy Rumsey

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Trustpilot

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority.
Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance Limited act as a credit broker and not a lender and introduces you to Secure Trust Bank Plc, its parent company.
If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the product chosen and the amount of credit taken out.

Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Registration number: 204550. Registered Office for both: Yorke House, Arleston Way, Solihull, B90 4LH.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. All communications with us will be monitored/recorded to improve the quality of our service and for your protection and security.