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It’s all about you

We’ve been at the forefront of retail finance for over 20 years
so you can trust us to be there for you.

A new sofa for family time

The perfect ring for the big occasion

A new bike to explore the great outdoors

A piece of art as unique as you are

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Bring your ideas to life with a personal loan, brought to you through V12 Personal Finance.

Lending is subject to individual circumstances / status | UK resident only | Minimum age 18+ | Regular provable income required

This is a regulated credit product. Failure to maintain payments may mean you incur charges, repay more than borrowed and make future borrowing more difficult.

V12 Personal Finance is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan.

V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere, V12 Personal Finance does not give you any recommendation or advice, V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with. V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product and loan amount.

Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.

V12 Personal Finance is a trading name of Secure Trust Bank Plc and V12 Retail Finance Limited. V12 Retail Finance Limited is registered in England and Wales 4585692.

Authorised and regulated by the Financial Conduct Authority, Registration number, 679653, Registered office: Yorke House, Arleston Way, Solihull, B90 4LH

Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

We work hard to make things easy.
Helping you fulfil your ambitions through our innovative approach to finance alongside systems and service you can trust.

Retailers

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Customers

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Latest News

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Giving you ways to pay for the things you love

As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.