It’s all about you
We’ve been at the forefront of retail finance for over 20 years
so you can trust us to be there for you.
Bring your ideas to life with a personal loan, brought to you through V12 Personal Finance.
Lending is subject to individual circumstances / status | UK resident only | Minimum age 18+ | Regular provable income required
This is a regulated credit product. Failure to maintain payments may mean you incur charges, repay more than borrowed and make future borrowing more difficult.
V12 Personal Finance is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan.
V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere, V12 Personal Finance does not give you any recommendation or advice, V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with. V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product and loan amount.
Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.
V12 Personal Finance is a trading name of Secure Trust Bank Plc and V12 Retail Finance Limited. V12 Retail Finance Limited is registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority, Registration number, 679653, Registered office: Yorke House, Arleston Way, Solihull, B90 4LH
Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
We work hard to make things easy.
Helping you fulfil your ambitions through our innovative approach to finance alongside systems and service you can trust.
Latest News
Changes to UK interest rates - what they can mean for you as a borrower or a saver
24 January 2025
The Bank of England's recent decisions on interest rates have significant implications for both borrowers and savers. As the base rate fluctuates, it directly impacts the cost of borrowing and the returns on savings.
Giving you ways to pay for the things you love
26 July 2024
As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.
V12 Retail Finance, proud headline sponsor of the National Cycling Show 2024
15 March 2024
For the third year running, we're supporting the National Cycling Show, an immersive retail experience enabling you to try (and then buy) everything from bikes to accessories.